Why Cancellationplan?

Why Cancellationplan?

If you have booked a non-package break in the UK, the next thing is to arrange insurance for your trip. Here is why we think cancellationplan is the best for you and your travelling party.

Get cover for your deposit

If you need to cancel your trip through no fault of your own, you are likely to lose your deposit for any accommodation you have booked – as soon as you have a cancellationplan policy in place, this is protected.

Need to cancel? No need to worry

Say you fall ill, have an accident or are prevented from travelling in another way. You may not be entitled to any refund under the terms of your rental contract. With cancellationplan this is covered. There is no need to lose your money on top of missing out on a holiday.

Likewise, if you need to cut a trip short, cancellationplan kicks in, so at least you can claim back the part of the trip you have to miss.

No medical screening

There is a short medical warranty and excess calculation we need all individuals to agree to prior to taking out a policy. However, no screening is required for pre-existing medical conditions. The price of your policy is based purely on the total cost of your trip.

Click here for cancellationplan's health warranty and excess calculation
Cancellationplan does not cover claims where at the time of booking your journey, taking out this insurance or paying any further balance or instalments:

1. The insured person:

  • is aware of any set of circumstances which could reasonably have been expected to give rise to a claim; or
  • has suffered from a chronic or recurring medical condition during the previous 12 months UNLESS permission is obtained from the treating doctor of fitness to travel at the time of booking; or
  • is travelling against the advice of a doctor or a medical professional such as your dentist or where they would have been if they had sought their advice before beginning the journey; or
  • knows that they will need treatment or consultation at any medical facility during the journey; or
  • is travelling for the purpose of obtaining and/or receiving any elective surgery, procedure or hospital treatment.

2. The person whose condition gives rise to a claim:

  • is receiving, or on a waiting list for treatment in a hospital or nursing home; or
  • is awaiting the results of any tests or investigations; or
  • has been given a terminal prognosis.

If the insured person has an existing medical condition for which consultation or treatment has been received during the 6 months prior to the date of issue of the policy, the excesses under Cancellation/Curtailment and Medical repatriation & other expenses are increased from £40 to £80.

Cover for all ages

Many insurers refuse to offer cover to anyone over a given age or charge a large premium to do so. With cancellationplan there is no upper age limit. Parents, children, grandparents … even great-grandparents are all covered for your UK break. Book a trip for all the family with no added anxiety.

Premiums based on the total cost of your holiday

As cancellationplan premiums are calculated according to the cost of your trip – and no other factor – you only pay for what you need. Also, the premium covers the whole holiday, not per-person. So you know up-front exactly what the cost will be for everyone.

Reduce Your Excess to Zero

For just £8.80 you can delete the excess from all sections of your policy. Then no claim will result in any excess payment.

We cover you while you are away, too.

We have everything for your peace of mind before you travel … and lots to give you confidence after you set off:

Breakdown cover included as standard

We know that many will wish to drive to their destination, but if you are travelling far and don’t have breakdown cover it can cause some anxiety.

Rather than have to pay out for an expensive policy you don’t really need– with cancellationplan you already have breakdown cover in place for the duration of your trip.

Medical Repatriation and Other Expenses

An advantage of a UK break is that if you have an accident or fall ill, the NHS is there to help, so medical emergency expenses are not your top concern. In saying that, being away from home there are other considerations, which is where we can give you peace of mind:

If an incident requires that one of your party must stay put, cancellationplan will provide for 1 relative to stay on in the area with the affected party, or for another close relative to visit.

There is also inconvenience benefit for the time spent in a hospital, and of course, cover for the cost of getting home once discharged.

And much more…

Travel disruption, personal possessions & money, accidental death & disability benefit, personal liability, unexpected event. You have all the crucial areas of cover in one simple and convenient policy.

To see everything that is covered we have put it into one convenient summary table.

On the other hand, if you already like what you hear – get a price today.

As with all insurance products, terms & conditions apply – always read the insurance policy for full criteria.